Section K - Disaster

What you are covered for:

We will pay up to the sum insured shown on the Schedule of Benefits for the extra cost you have to pay of providing other similar accommodation if your pre booked accommodation cannot be lived in because of a fire, flood, earthquake or storm.

Special conditions which apply to section K

It is a condition of the cover provided under this section that:

  1. You must give us a written statement from an appropriate public authority confirming the reason and nature of the disaster and how long it lasted;
  2. Any event that results in a claim under this section was not known about before you left from your international departure point; and
  3. You must give us evidence of all the extra costs you had to pay.

What you are not covered for:

  1. The first GBP50 of each claim for each insured person.
  2. Any expenses that you can get back from any tour operator, airline, hotel or other provider of services.
  3. Any expenses that you would normally have to pay during the Period of Insurance shown in the certificate validation document.
  4. Any claim resulting from you travelling against the advice of the appropriate national or local authority.

Please read the general conditions, general exclusions and Schedule of Benefits.

Please read the general conditions, general exclusions and Schedule of Benefits.

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