- Pre-existing
Medical conditions - Over 65
Travel insurance - Single trip
Travel insurance - Annual
Travel insurance - Family
Travel insurance - Long stay
Travel insurance - Quick quote
Insurance online
Policy document
This insurance is provided by St Paul Travelers Lloyd’s Syndicate 5000 who are authorised and regulated by the Financial Services Authority.
Conditions attaching to the Schedule of Benefits:
| Benefit | Single Trip Cover up to | Annual Multi TripCover up to | Long Stay Cover | PolicyExcess |
|---|---|---|---|---|
| Cancelling and cutting short your trip | £5,000 | £5,000 | £1,500 | *£50 |
| Travel Delay | £100 | £100 | £100 | |
| Abandonment | £5,000 | £5,000 | £2,000 | *£50 |
| Medical Expenses | £10,000,000 | £10,000,000 | £2,000,000 | *£50 |
| Personal Accident | £15,000 | £15,000 | £10,000 | |
| Death Benefit for children under 18 | £1,000 | £1,000 | £1,000 | |
| Personal Liability | £2,000,000 | £2,000,000 | £1,000,000 | £150 |
| Legal Expenses | £15,000 | £15,000 | £10,000 | £150 |
| Missed Departure | £1,000 | £1,000 | £500 | *£50 |
| Personal Belongings | £1,500 | £1,500 | £1,000 | *£50 |
| Single Article Limit | £200 | £200 | £200 | |
| Valuables Limit | £300 | £300 | ||
| Winter Sports Equipment ** | £300 | £300 | £300 | *£50 |
| Delayed Baggage | £100 | £100 | £100 | |
| Personal Money | £500 | £500 | £250 | *£50 |
| Limit for cash | £300 | £300 | £100 | *£50 |
| Child under 16 | £50 | £50 | £50 | |
| Passport | £250 | £250 | £250 | |
| Hospital Benefit | £1000 | £1000 | £1,000 | |
| Mugging | £100 | £100 | £100 | |
| Disaster | £500 | £500 | £500 | *£50 |
| Domestic Pets | £200 | £200 | ||
| Piste Closure Winter Sports Benefits ** | £200 | £200 | £200 | |
| Avalanche | £100 | £100 | £100 | *£50 |
| Ski Hire | £300 | £300 | £300 |
* Excess Waiver. The Excess Amount can be reduced to a nil excess, except in respect of Section E) Personal Liability and Section F) Legal Expenses, subject to payment of the appropriate additional premium (please contact insurance broker/agent to obtain a quote for this additional premium).
** Winter Sports Benefits are available subject to payment of the appropriate additional premium (please contact your insurance broker/agent to obtain a quote for this additional premium).
All sub limits contained in this Certificate are included within the amounts shown on the Schedule of Benefits and are not in addition thereto.
All Benefits shown in the Schedule of Benefits are per insured person.
Please read the general conditions, general exclusions and Schedule of Benefits.
